Rebalancing mandates
The client sets drift bands, excluded assets and a maximum trade size; rebalancing outside them is escalated to the client.
Consumer finance
Wealth and robo-advice
An agent that proposes a trade is advice; an agent that places it needs authority.
Wealth platforms use automated models to build and rebalance portfolios, and agents can now draft and place orders. The line between a proposal and an execution has to be explicit, and the outcome is still subject to conduct expectations such as the FCA's Consumer Duty in the UK and MAS's FEAT principles in Singapore. AgenticOpenFinance keeps proposals as proposals until the client's mandate and the firm's policy allow execution.
What agents do
What you build on AgenticOpenFinance
Suitability checkpoints
Policy rules check the client's risk profile and flags such as vulnerability before any order is placed.
Client approval
Larger or unusual trades reach the client's app with the rationale, the instruments and the amounts.
Explanation record
Each executed trade stores the inputs, the policy version and the approval, for review by compliance.
Kill switch
The firm can suspend an agent or a model version across all clients in one step.
Value chain
The actors in this chain
AgenticOpenFinance connects them with one identity check, one mandate model, one policy and one evidence trail.
ClientWealth platformPortfolio agentAdviserCustodianCompliance
Typical flow
A governed agent flow, step by step
- Drift detected
- Agent drafts rebalance
- Policy checks profile and flags
- Client approves if required
- Orders placed
- Evidence sealed
- Periodic review
Live demo
See it in the terminal
A multi-agent invoice workflow with a policy verdict and the finance lead's approval (demo). Demo data
DemoAll companies, people, agents and amounts are fictional. Protocol names refer to public specifications; naming one is not a partnership or an endorsement.
Glossary