Supplier payment mandates
The agent pays known suppliers up to a per-invoice cap; new suppliers and larger invoices need the owner's approval.
Business finance
SME accounting and cashflow
Small teams want agents to do the finance admin, without handing over the bank login.
Small businesses rarely have a finance department, so invoicing, collections and supplier payments take the owner's time. Accounting agents can match invoices, chase payments and pay suppliers, but only if the owner can set limits and see what was done. AgenticOpenFinance™ gives the owner a mandate per agent, approvals above a cap and an evidence export for the accountant.
What agents do
What you build on AgenticOpenFinance™
Collections within rules
Reminders and payment requests follow a schedule and a tone the owner approved.
Cashflow view
Balances, upcoming payments and the agent's planned actions appear together before anything is paid.
Accountant access
The accountant gets read-only access with its own consent and expiry.
Year-end evidence
Every agent payment can be exported with its invoice, mandate and approval.
Value chain
The actors in this chain
AgenticOpenFinance™ connects them with one identity check, one mandate model, one policy and one evidence trail.
Business ownerAccounting agentAccountantSuppliersCustomersBank
Typical flow
A governed agent flow, step by step
- Invoice received
- Supplier verified
- Cap and budget check
- Owner approves if needed
- Payment made
- Reconciled
- Evidence exported
Live demo
See it in the terminal
Maya grants the household bills agent a mandate with a passkey; its payments fill the monthly cap (demo). Demo data
DemoAll companies, people, agents and amounts are fictional. Protocol names refer to public specifications; naming one is not a partnership or an endorsement.
Glossary