---
term: "Stop-payment order"
category: "Liability and disputes"
url: https://agenticopenfinance.com/glossary/stop-payment-order
source: AgenticOpenFinance glossary
---

# Stop-payment order

> A consumer's instruction to their bank not to make a scheduled preauthorized debit from their account.

Under US Regulation E, a consumer may stop payment of a preauthorized electronic fund transfer from their account by notifying the financial institution. The official interpretation says the institution must honour an oral stop-payment order made at least three business days before a scheduled debit, and continue to honour it if the debit is resubmitted. An agent that pays bills should make stopping a payment as easy as starting it, across every rail it uses.

Related terms: [Preauthorized transfer](https://agenticopenfinance.com/glossary/preauthorized-transfer.md), [Revocation](https://agenticopenfinance.com/glossary/mandate-revocation.md), [Direct debit](https://agenticopenfinance.com/glossary/direct-debit.md), [Error resolution](https://agenticopenfinance.com/glossary/error-resolution.md)