---
term: "Preauthorized transfer"
category: "Agent payments"
url: https://agenticopenfinance.com/glossary/preauthorized-transfer
source: AgenticOpenFinance glossary
---

# Preauthorized transfer

> In US Regulation E, an electronic transfer authorised in advance to recur at substantially regular intervals.

Under US Regulation E, a preauthorized electronic fund transfer is one authorised in advance to recur at substantially regular intervals. Preauthorized transfers from a consumer's account may be authorised only by a writing signed or similarly authenticated by the consumer, who must receive a copy, and the consumer has a right to stop payment. For an agent that pays bills, the authorisation itself remains the consumer's, in the form the rule requires.

Related terms: [Stop-payment order](https://agenticopenfinance.com/glossary/stop-payment-order.md), [Direct debit](https://agenticopenfinance.com/glossary/direct-debit.md), [Mandate](https://agenticopenfinance.com/glossary/mandate.md), [Unauthorized electronic fund transfer](https://agenticopenfinance.com/glossary/unauthorized-electronic-fund-transfer.md)