---
term: "Human-not-present transaction"
category: "Commerce and checkout"
url: https://agenticopenfinance.com/glossary/human-not-present-transaction
source: AgenticOpenFinance glossary
---

# Human-not-present transaction

> A purchase an agent completes while the user is absent, relying on authority the user granted in advance.

A human-not-present transaction is a purchase that an agent completes while the user is absent, relying on authority the user granted in advance, in contrast to a human-present transaction in which the user confirms the final cart at the time. The Agent Payments Protocol supports both, using open mandates to carry the user's constraints for human-not-present flows. These are the flows where limits, expiry and evidence carry the most weight, because no one reviews the final step.

Related terms: [Open mandate](https://agenticopenfinance.com/glossary/open-mandate.md), [Merchant-initiated transaction](https://agenticopenfinance.com/glossary/merchant-initiated-transaction.md), [Spend limit](https://agenticopenfinance.com/glossary/spend-limit.md), [Evidence pack](https://agenticopenfinance.com/glossary/evidence-pack.md)