---
term: "Digital identity"
category: "Agent identity (KYA)"
url: https://agenticopenfinance.com/glossary/digital-identity
source: AgenticOpenFinance glossary
---

# Digital identity

> The unique representation of a subject, such as a person or organisation, engaged in an online transaction.

NIST's Digital Identity Guidelines describe a digital identity as the unique representation of a subject engaged in an online transaction, where the subject may be a person, an organisation or a device. A digital identity is always established in a context, and proving it involves identity proofing at enrolment and authentication at each later use. Agentic finance adds a second subject to most transactions, the agent, whose identity must be established alongside the customer's.

Related terms: [Identity proofing](https://agenticopenfinance.com/glossary/identity-proofing.md), [Identity assurance level](https://agenticopenfinance.com/glossary/identity-assurance-level.md), [Know Your Agent (KYA)](https://agenticopenfinance.com/glossary/know-your-agent.md), [Verifiable credential](https://agenticopenfinance.com/glossary/verifiable-credential.md)