---
term: "Data provider"
category: "Open banking and open finance"
url: https://agenticopenfinance.com/glossary/data-provider
source: AgenticOpenFinance glossary
---

# Data provider

> Under the US data rights rule, a covered firm that must make consumer financial data available on request.

Under the CFPB's personal financial data rights rule, a data provider is a covered person, such as a bank, credit union or card issuer, that controls or possesses consumer financial data and must make it available to the consumer and to authorized third parties on request. The rule requires data providers to offer a developer interface for third-party access and sets requirements on its performance and security. The CFPB has opened a reconsideration of the rule, so obligations and compliance dates should be checked on its pages.

Related terms: [Authorized third party](https://agenticopenfinance.com/glossary/authorised-third-party.md), [Open banking](https://agenticopenfinance.com/glossary/open-banking.md), [Screen scraping](https://agenticopenfinance.com/glossary/screen-scraping.md), [Data portability](https://agenticopenfinance.com/glossary/data-portability.md)