---
term: "Account aggregation"
category: "Open banking and open finance"
url: https://agenticopenfinance.com/glossary/account-aggregation
source: AgenticOpenFinance glossary
---

# Account aggregation

> Bringing a customer's accounts from several providers into one view, ideally through regulated data access.

Account aggregation is an industry term for bringing a customer's accounts from several providers into one view. Regulated routes exist for it, such as UK open banking, which the FCA describes as a secure and regulated way to share access to payments data with trusted apps, and the US personal financial data rights rule for authorised third parties. For agents, aggregation through scoped, revocable access is safer than screen scraping with the customer's credentials.

Related terms: [Account information service](https://agenticopenfinance.com/glossary/account-information-service.md), [Open banking](https://agenticopenfinance.com/glossary/open-banking.md), [Authorized third party](https://agenticopenfinance.com/glossary/authorised-third-party.md), [Screen scraping](https://agenticopenfinance.com/glossary/screen-scraping.md), [Permission dashboard](https://agenticopenfinance.com/glossary/permission-dashboard.md)